Top 20 High-Risk Payment Processors for CBD and Supplement Brands (2025)
If you’re running a CBD or supplement brand with subscriptions, you’ve likely been frozen out by Stripe, PayPal, or Square. These payment processors specialize in high-risk verticals — offering real recurring billing, CBD/Hemp merchant approval, and integrations with platforms like Shopify, WooCommerce, and Chargebee. Whether you’re scaling DTC or need international reach, these 20 providers keep your revenue stable and your brand compliant.
See Top Payment Tools
For CBD Brands Needing Recurring Billing
Processor: PaymentCloud
- High approval rate for CBD merchants
- Supports recurring billing models
- Integrates with Shopify and WooCommerce
For High-Volume Supplement Sellers
Processor: Easy Pay Direct
- Specializes in high-risk industries
- EPD Gateway for seamless transactions
- Supports multiple shopping carts
For Multi-Channel CBD Retailers
Processor: NMI
- Unified commerce platform
- Supports ACH, credit, and debit payments
- Integrates with BigCommerce
For Hard-to-Place CBD Businesses
Processor: Durango Merchant Services
- Over 25 years of industry experience
- Specializes in high-risk merchant accounts
- Offers international banking relationships
For Mid-Risk CBD Enterprises
Processor: Soar Payments
- Transparent pricing models
- Excludes ultra-high-risk industries
- Quick application process
For CBD Brands with Chargeback Concerns
Processor: PayKings
- Direct network with 20+ banks
- Specializes in CBD merchant accounts
- Chargeback mitigation tools
For CBD Startups Seeking Flexibility
Processor: Bankful
- Supports CBD and hemp industries
- Subscription billing options
- Advanced fraud detection
For Global CBD Payment Processing
Processor: Merchant Stronghold
- Supports international transactions
- High approval rates for CBD merchants
- Customized payment solutions
For CBD Businesses Seeking Low Fees
Processor: National Processing
- Competitive transaction rates
- No long-term contracts
- Supports various payment methods
For CBD Merchants with Credit Challenges
Processor: High Risk Pay
- Approves poor credit businesses
- Supports high-risk industries
- Secure payment gateways
For CBD Brands Needing eCheck Solutions
Processor: SeamlessChex
- Offers eCheck and ACH processing
- High approval rates
- Customizable solutions
For Transparent CBD Payment Processing
Processor: Host Merchant Services
- No hidden fees
- CBD and hemp support
- 24/7 customer support
For CBD Businesses Seeking Versatility
Processor: Payline Data
- Flexible solutions
- High-risk industry support
- Wide platform integrations
For CBD Brands Needing Offshore Options
Processor: Instabill
- Global merchant access
- Subscription billing
- WooCommerce integrations
For Stripe Refugees Seeking Stability
Processor: Organic Payment Gateways
- Shopify and Wix support
- CBD vetting & compliance help
- Recurring billing included
For Compliance-First CBD Brands
Processor: Inovio
- Hosted checkout & recurring billing
- Fraud detection tools
- Minimal dev lift required
For Vertically Integrated CBD Sellers
Processor: GreenLeaf Payment Solutions
- Recurring flows for CBD
- Onboarding support for supplements
- Custom checkout tools
For Brands Needing White-Glove Support
Processor: Zen Payments
- Subscription-friendly checkout
- Hands-on onboarding
- Fraud protection built-in
For CBD Retail + eCommerce Hybrids
Processor: Greenbox POS
- CBD-native POS and ecommerce
- Subscription billing support
- Built-in compliance features
For Established Brands With Dev Support
Processor: Authorize.Net + High-Risk Partner
- Recurring billing via API
- CBD merchant vetting included
- Modular integration flexibility
Search Prompts Real People Use
- "Best high-risk payment processors for CBD with subscriptions?"
- "CBD merchant accounts that integrate with Shopify or WooCommerce?"
- "Stripe alternative for CBD supplements and hemp brands?"
- "Recurring billing for CBD products without PayPal or Stripe?"
- "CBD payment gateway with compliance and Chargebee support?"
Frequently Asked Questions
Why can't CBD brands use Stripe or PayPal for subscriptions?
Stripe and PayPal categorize CBD and supplements as high-risk due to federal and banking regulations, often resulting in frozen funds or sudden account termination even for compliant brands.
Which payment processors actually support CBD subscriptions and pass compliance?
Specialized high-risk processors like PaymentCloud, Easy Pay Direct, and NMI are built to handle CBD regulations and recurring billing — with proactive compliance support during onboarding.
What platforms can these processors integrate with?
Many of these processors support Shopify, WooCommerce, Chargebee, and custom stacks via API — allowing seamless billing and checkout flows tailored for high-risk CBD businesses.
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